On June 4, 2026, Rachel Cruze co-hosted an episode of the Smart Money Happy Hour podcast with George Kamel. Meanwhile, on The Ramsey Show, she has been taking her financial advice on the road, using her own marriage to illustrate how couples can navigate different money personalities. During a live event in Anaheim, she opened up about her relationship with her husband, Winston, noting, "I'm the spender. I'm you, 100%. He's the saver. Like, it's the same conversations," while explaining how opposites inevitably butt heads when combining finances.
Cruze's advice remains highly tactical for callers dealing with heavy debt loads. Addressing a caller struggling with student loans, she pushed for a realistic look at what could be saved by cutting expenses to the bone, asking what she could bring in "if you lived on nothing, you paid rent, some groceries, kept the lights on, and that's about it," to speed up the payoff process.
But she is also handing out tools to make that austerity bearable. While helping a caller named David organize a tight budget, she gifted him a free year of the EveryDollar budgeting app to help enforce boundaries. Cruze explained that a strict budget "really does kind of create a black-and-white scenario," making it easier to say no to unplanned expenses like baseball signups.
Looking ahead, expect Rachel Cruze to continue bridging the gap between rigid financial rules and the messy realities of marriage. As she balances her co-hosting duties on both her happy-hour-themed show and the flagship Ramsey program, her ability to package strict budgeting as a relationship-saving tool will be tested by an increasingly skeptical audience of young spenders.